Carmel Curiel Larios

July Is Here! 🌞🇺🇸 July is here—a month to enjoy summer sunshine, celebrate Independence Day, and appreciate the freedoms we share. From backyard barbecues to beach days, let’s make memories, support our local community, and stay safe during fireworks. 🍉🎆 #JulyVibes

Regular Office hours: Monday to Thursday 9:00am to 5:30pm and Friday 9:00am to 4:30pm, We have Evening & Weekend available by appointment only. Our phones are forwarded at 5pm our after-hours team will take your call after that time. We will be closed on Friday July 3rd, 2026 — In celebration of our Independence Day 4th of July !

For roadside assistance please call 18776275757, for our Claims department please call 18552598568, to make a payment please do so over the phone by calling 18007828332.

We are currently writing Motorcycle insurance, Auto insurance, Car insurance, Pet Insurance, Life insurance, & Disability insurance. We are NOT able to write new, Renters, Home, Condo or Business insurance currently in the state of California.

Protecting Sonoma County for Over 24 Years – Insurance Made Personal

Protecting Sonoma County for over 24 years, we’re proud to serve individuals and families throughout Santa Rosa with insurance that’s personal, straightforward, and built around real life. Whether you’re relocating to California or reviewing your coverage, our knowledgeable, friendly team is here to help you feel confident in the choices you’re making.

We currently provide Auto insurance and Motorcycle insurance to help protect what gets you where you need to go, along with Life insurance and Disability insurance to support your long‐term financial well-being. At this time, we are not able to write new Renters insurance, Homeowners insurance, Condo insurance, or Business insurance policies in the state of California, and we believe being clear about availability is important to serving you well.

With five generations of local roots, our connection to Santa Rosa and the greater Sonoma County community runs deep. We’re licensed Life and Auto Insurance agents, and we take pride in serving our neighbors with care, consistency, and integrity. Giving back matters to us; we actively support the Redwood Food Bank and youth programs at Piner High School because strengthening our community goes beyond insurance policies.

We also offer support in both English and Spanish, making it easier for more families across Sonoma County to understand their coverage and feel comfortable asking questions. When you work with us, you’re not just getting a policy—you’re getting a team that listens, explains, and stays involved long after the paperwork is done.

If you’re looking for guidance or a personalized quote, we invite you to stop by our Santa Rosa office or reach out to connect with our team!

July Awareness: National Fireworks Safety Month

Keep the Fun—Not the Risk: Summer Safety for July

As July rolls in, the celebrations start—fireworks nights, backyard get-togethers, and more time spent outdoors. While it’s a great time to make memories, it also brings more chances for preventable accidents: fire hazards from fireworks and grills, injuries during celebrations, and unexpected property damage.

That’s why July is recognized as National Fireworks Safety Month—a reminder to enjoy the festivities while staying mindful of safety and making sure your insurance coverage is ready too.

Why July Safety Matters (Especially for Insurance)

Even when you do everything “right,” emergencies can still happen. Being prepared can help you respond faster and recover more smoothly—financially and emotionally—if something unexpected occurs.

This July, consider these simple steps:

1) Fireworks & Grill Safety Check

• Follow all local rules and only use fireworks in approved areas

• Keep a safe distance—sparks and debris travel farther than people expect

• Store fireworks properly (cool, dry, and away from kids)

• For grilling: keep combustibles away and never leave a grill unattended

2) Outdoor & Summer Activity Readiness

July often means more outdoor time—splash pads, pools, bikes, and long days in the sun.

• Make sure swim safety is covered (supervision, barriers if applicable, and basic safety supplies)

• Review trip hazards around outdoor spaces (hoses, steps, clutter)

• Keep important items accessible—first aid, flashlight, and emergency contacts

3) Review Your Coverage Before the Big Nights

Summer gatherings can change the risk around your home and property. It’s a great time to ask:

• Am I covered for what’s most likely to happen right now?

• Any recent updates to your home, garage, or outdoor areas?

• Have you added valuable items—lawn tools, outdoor furniture, electronics, bikes, or upgrades?

• Hosting more often this time of year? Consider whether your coverage still fits your lifestyle.

4) Travel & Temporary Changes

July is peak travel season. If you’re heading out for vacation or leaving your home unattended:

• Confirm your plan for storms, theft risk, and property protection while away

• Make sure you understand how coverage works for temporary relocation and losses while traveling

• If you drive more, confirm you’re ready—insurance, roadside readiness, and vehicle safety checks

Summer Safety & Wellness: Quick Tips

• For Home: Keep a fire extinguisher accessible, secure outdoor items, and review your plan in case of storms.

• For Vehicle: Check tires, fluids, and keep an emergency kit in the car.

• For Health: Stay hydrated, use sun protection, and schedule preventive check-ups if you’re due.

Want a Coverage Check-Up? Give Us a Call—We’re Ready to Help!

National Fireworks Safety Month is a great reminder to review your policies—especially as July celebrations bring new opportunities for accidents and property damage.

If you’d like us to review your home, auto, renters, or other coverage, reach out anytime. We’re here to help make sure your coverage matches your life this summer.