Carmel Curiel Larios

Regular Office hours: Monday to Thursday 9:00am to 5:30pm and Friday 9:00am to 4:30pm, We have Evening & Weekend available by appointment only. Our phones are forwarded at 5pm our after-hours team will take your call after that time. We will be closed on Monday May 25th,2026 honoring Memorial Day.

For roadside assistance please call 18776275757, for our Claims department please call 18552598568, to make a payment please do so over the phone by calling 18007828332.

We are currently writing Motorcycle insurance, Auto insurance, Car insurance, Pet Insurance, Life insurance, & Disability insurance. We are NOT able to write new, Renters, Home, Condo or Business insurance currently in the state of California.

Protecting Sonoma County for Over 24 Years – Insurance Made Personal

Protecting Sonoma County for over 24 years, we’re proud to serve individuals and families throughout Santa Rosa with insurance that’s personal, straightforward, and built around real life. Whether you’re relocating to California or reviewing your coverage, our knowledgeable, friendly team is here to help you feel confident in the choices you’re making.

We currently provide Auto insurance and Motorcycle insurance to help protect what gets you where you need to go, along with Life insurance and Disability insurance to support your long‐term financial well-being. At this time, we are not able to write new Renters insurance, Homeowners insurance, Condo insurance, or Business insurance policies in the state of California, and we believe being clear about availability is important to serving you well.

With five generations of local roots, our connection to Santa Rosa and the greater Sonoma County community runs deep. We’re licensed Life and Auto Insurance agents, and we take pride in serving our neighbors with care, consistency, and integrity. Giving back matters to us; we actively support the Redwood Food Bank and youth programs at Piner High School because strengthening our community goes beyond insurance policies.

We also offer support in both English and Spanish, making it easier for more families across Sonoma County to understand their coverage and feel comfortable asking questions. When you work with us, you’re not just getting a policy—you’re getting a team that listens, explains, and stays involved long after the paperwork is done.

If you’re looking for guidance or a personalized quote, we invite you to stop by our Santa Rosa office or reach out to connect with our team!

May Awareness: National Life Insurance Awareness Month

As we enter May, it’s an ideal time to focus on financial protection and the importance of having appropriate coverage for those who depend on you. May is recognized as National Life Insurance Awareness Month, highlighting the role life insurance plays in helping families manage financial responsibilities. This month encourages us to review our life insurance needs, understand available policy options, and plan thoughtfully to support loved ones.

National Life Insurance Awareness Month

Life insurance can provide financial support to beneficiaries in the event of the policyholder’s passing. It can help cover expenses such as funeral costs, outstanding debts, and ongoing living expenses, assisting families during challenging times. However, many people remain uninsured or underinsured, which may leave families at risk.

This May, consider these key points:

• Evaluate Your Coverage: Review your current life insurance policy to ensure it aligns with your family’s needs and financial situation. Life changes such as marriage, the birth of a child, or purchasing a home may require adjustments.

• Explore Your Options: Life insurance policies come in different forms, including term life and other types of coverage. Learning about each type helps you make an informed decision that fits your circumstances.

• Consider Timing: Purchasing coverage earlier in life and while in good health may provide more options and potentially better rates.

• Discuss Your Coverage: Talk about your life insurance with trusted family members so they know what to expect and how to proceed if necessary.

By focusing on life insurance this May, you take an important step toward providing financial support for those who rely on you.

Spring into Safety and Wellness: Tips for a Healthy May

May brings longer days, warmer temperatures, and the full bloom of spring. It’s a wonderful time to enjoy nature and refresh your routines. Here are some practical tips to keep you safe and healthy this month:

For Your Home:

• Review Safety Devices: Test smoke and carbon monoxide detectors and replace batteries if needed to help keep your household safe.

• Prepare for Storm Season: May often marks the start of severe weather in many regions. Have an emergency plan and kit ready.

• Maintain Outdoor Spaces: Inspect decks, patios, and walkways for hazards. Clean gutters to help prevent water damage during spring rains.

For Your Vehicle:

• Schedule a Spring Tune-Up: Check fluid levels, brakes, and windshield wipers to prepare your vehicle for summer driving.

• Update Emergency Supplies: Include sunscreen, bottled water, and a first-aid kit in your car.

For Your Personal Health:

• Schedule Preventive Check-Ups: Take advantage of spring to book medical, dental, and vision appointments.

• Stay Active: Enjoy outdoor activities like hiking, biking, or gardening to support physical and mental well-being.

• Practice Allergy Management: May’s pollen can affect many; use allergy medications or natural remedies as needed.

By embracing these safety and wellness tips alongside life insurance awareness, May can be a month of both personal growth and practical preparation. If you’d like to learn more about life insurance options or how to assess your coverage, feel free to reach out!