Carmel Curiel Larios

August is Here! ☀️

August is here—a perfect time to soak up the last warm days of summer, enjoy cool treats, and spend quality time with the people who matter most. 🍦🌴 With back-to-school season around the corner, let’s get ready for new classes, fresh starts, and exciting learning ahead! 🍎✨

Regular Office hours: Monday to Thursday 9:00am to 5:30pm and Friday 9:00am to 4:30pm, We have Evening & Weekend available by appointment only. Our phones are forwarded at 5pm our after-hours team will take your call after that time. We have exciting news! Our office will be moving this month, please stay tune more details to come!

For roadside assistance please call 18776275757, for our Claims department please call 18552598568, to make a payment please do so over the phone by calling 18007828332.

We are currently writing Motorcycle insurance, Auto insurance, Car insurance, Pet Insurance, Life insurance, & Disability insurance. We are NOT able to write new, Renters, Home, Condo or Business insurance currently in the state of California.

Protecting Sonoma County for Over 24 Years – Insurance Made Personal

Protecting Sonoma County for over 24 years, we’re proud to serve individuals and families throughout Santa Rosa with insurance that’s personal, straightforward, and built around real life. Whether you’re relocating to California or reviewing your coverage, our knowledgeable, friendly team is here to help you feel confident in the choices you’re making.

We currently provide Auto insurance and Motorcycle insurance to help protect what gets you where you need to go, along with Life insurance and Disability insurance to support your long‐term financial well-being. At this time, we are not able to write new Renters insurance, Homeowners insurance, Condo insurance, or Business insurance policies in the state of California, and we believe being clear about availability is important to serving you well.

With five generations of local roots, our connection to Santa Rosa and the greater Sonoma County community runs deep. We’re licensed Life and Auto Insurance agents, and we take pride in serving our neighbors with care, consistency, and integrity. Giving back matters to us; we actively support the Redwood Food Bank and youth programs at Piner High School because strengthening our community goes beyond insurance policies.

We also offer support in both English and Spanish, making it easier for more families across Sonoma County to understand their coverage and feel comfortable asking questions. When you work with us, you’re not just getting a policy—you’re getting a team that listens, explains, and stays involved long after the paperwork is done.

If you’re looking for guidance or a personalized quote, we invite you to stop by our Santa Rosa office or reach out to connect with our team!

August Awareness: Back-to-School Safety + Late-Summer Smarts, Keep the Fun—Not the Risk: Summer Safety for August

August is all about squeezing in the last days of summer—maybe one more pool day, a family outing, and plenty of shopping for what’s next. But just like every season shift, August brings new risks worth thinking about:

• More time on roads (back-to-school commutes)

• More kids walking, biking, and waiting at bus stops

• Heat and sun exposure lingering longer than expected

• New tech and school items (phones, tablets, laptops) that can be costly to replace

So, let’s make it a month of smart preparation—so everyone stays safer and you’re ready if something unexpected happens.

Why August Safety Matters (Especially for Insurance)

Even if you do everything “right,” accidents can still happen—falls, water-related incidents, vehicle incidents, or damage/theft to backpacks and electronics. A quick check-up now can help you respond faster and recover more smoothly—financially and emotionally—if the unexpected occurs.

This August, Consider These Simple Steps

1) Back-to-School Safety (Let’s Start Strong!)

Before the first bell rings, do a quick safety routine for home and on-the-go:

• Practice drop-off and pick-up routes (especially if schedules changed)

• School bus and pedestrian safety: look both ways, stay visible, cross at designated areas

• Bike and scooter rules: helmets every time—no exceptions

• Sun and hydration reminders: water bottles, sunscreen, and breaks as needed

Privacy tip (great for protecting children): When taking first day of school photos, consider cropping or avoiding the school name/signage in the background—so kids can’t be easily identified publicly.

(Optional idea: take photos using a plain backdrop or keep the framing focused on your child—not the school logo.)

2) Late-Summer “Outdoor Time” Readiness

August can still be hot, and outdoor activities may feel spontaneous—so it helps to be prepared:

• If you’re around pools/splash pads, use active supervision and keep basic safety items nearby

• Check outdoor spaces for trip hazards (hoses, steps, clutter)

• Keep quick-access basics ready: first aid, flashlight, and emergency contacts

3) Review Your Coverage Before the Busy Season

With school starting, risk often shifts—new gear, new routines, and more travel (and sometimes more hosting).

Consider asking:

• Are you covered for the most likely things right now?

• Have you added anything recently—like laptops/tablets, sports equipment, bikes, or outdoor upgrades?

• If school routines bring more visitors or after-school activity at home, does your policy still match your life?

It’s a simple way to help ensure you’re not surprised later.

4) Travel + “Leaving the House More” Check

August can mean short trips and busy weekends. If you’re away or less home than usual:

• Lock up and review valuables left in vehicles (especially during errands)

• Confirm what your policy covers for losses while away or traveling

• If you’re driving more, double-check vehicle basics (tires, fluids, emergency kit)

Quick Safety Reminders (Simple Wins!)

• For Home: secure tools/outdoor items, keep a fire extinguisher accessible

• For Vehicle: stay alert near school zones and keep visibility high

• For Kids: hydration, sunscreen, helmets, and crosswalk awareness

Want a Coverage Check-Up? Call Us

August is a great time to review your home, auto, renters, and other coverage—especially with back-to-school gear and changing routines.

If you’d like us to take a look and make sure your coverage fits what’s happening in your life, we’re here to help.