Carmel Curiel Larios

Regular Office hours: Monday to Thursday 9:00am to 5:30pm and Friday 9:00am to 4:30pm, We have Evening & Weekend available by appointment only. Our phones are forwarded at 5pm our after-hours team will take your call after that time.

February Holiday hours; Closed Monday 2/16/2026 for Presidents' Day! We will be closing at 4:00 pm Wednesday 2/18/2026 for Ash Wednesday.

For roadside assistance please call 18776275757, for our Claims department please call 18552598568, to make a payment please do so over the phone by calling 18007828332.

We are currently writing Motorcycle insurance, Auto insurance, Car insurance, Life insurance, & Disability insurance. We are NOT able to write new, Renters, Home, Condo or Business insurance currently in the state of California.

Protecting Sonoma County for Over 24 Years – Insurance Made Personal

For more than two decades, we’ve proudly served Santa Rosa and Sonoma County with insurance coverage options that match your unique situation. Whether you’re moving to California or simply searching for the right coverage, our friendly, knowledgeable team is ready 24/7 to provide free, personalized quotes—by phone or online.

From auto and motorcycle to life and disability insurance, we offer comprehensive coverage and bundled packages across California and the North Bay. Plus, we speak your language, offering professional support in both English and Spanish.

As licensed Life and Auto Insurance agents with deep local roots—5 generations strong—we’re not just protecting families; we’re investing in our community. We actively support the Redwood Food Bank and champion youth programs at Piner High School.

Stop by our office and experience insurance with integrity, care, and a hometown touch. Let’s safeguard what matters most to you!

February Awareness: American Heart Month & National Teen Dating Violence Awareness and Prevention Month

As we move into February, it’s a great time to focus on heart health and relationships. This month highlights two important awareness campaigns:

American Heart Month

Heart disease is a leading cause of death, but many heart-related issues can be prevented with lifestyle changes and awareness. American Heart Month encourages everyone to learn the signs of heart disease, adopt a heart-healthy diet, stay active, and manage stress. Simple habits like eating more fruits and vegetables, exercising regularly, and avoiding unhealthy habits can make a big difference. Let’s all take steps to keep our hearts healthy this February and beyond.

National Teen Dating Violence Awareness and Prevention Month

February also shines a light on the importance of healthy relationships. Teen dating violence can have serious long-term effects, but education and support can help prevent it. This awareness month promotes open conversations about respect, consent, and boundaries among teens and their families. If you or someone you know is experiencing abuse, reach out to trusted adults or organizations dedicated to support and prevention.

By staying informed and making thoughtful choices this February, we can all contribute to healthier hearts and safer relationships. If you’d like tips or more information on these topics, feel free to reach out!

Get Ready for Winter’s End: Tips to Stay Safe and Healthy as Temperatures Fluctuate

February often brings unpredictable weather, with lingering cold and early signs of spring. Here are some helpful tips to keep you safe and comfortable during this transitional month:

For Your Home:

• Maintain Heating Systems: Keep your furnace or heating system running smoothly with regular maintenance as cold days continue.

• Prevent Ice Dams: Clear gutters to avoid ice buildup that can cause leaks as temperatures fluctuate.

• Watch for Drafts: Seal any new gaps around windows and doors to keep warmth in and reduce energy costs.

• Prepare for Power Outages: Keep emergency supplies handy—flashlights, batteries, blankets, food, and water—in case winter storms strike.

For Your Vehicle:

• Check Tires and Fluids: Ensure tires have good tread and proper pressure; keep antifreeze and windshield washer fluid topped up.

• Be Ready for Icy Roads: Continue to drive cautiously on potentially slick surfaces; consider keeping an emergency kit with blankets and snacks.

• Clear Snow and Ice: Remove snow and ice from your vehicle before driving to maintain visibility and safety.

For Your Personal Safety:

• Dress in Layers: Temperatures can vary widely—wear layers to stay warm and adjust as needed.

• Be Mindful of Seasonal Affective Disorder (SAD): Limited daylight can affect mood. Get outside during daylight hours and consider talking to a healthcare professional if you feel persistent sadness.

• Stay Active: Indoor exercises or winter sports can help maintain fitness and boost your mood as winter winds down.

By taking these simple precautions, you can navigate February’s challenges safely and comfortably. Stay healthy and safe!