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Our customers are the center of our universe and we’re grateful for them. If you’re willing to share your experience about your interaction with our agency, it’ll be a great help for other people looking to make smart and confident decisions about their insurance and financial services.


Take 60 seconds (or more if you want) to share your story by clicking on one of the review links below.

What our customers say about us...

Robert Vaughn

September 13, 2023

5  out of  5 rating by Robert Vaughn
"Great service I call they answer They take care of it. That's it !"

Bailey Gray

September 7, 2023

5  out of  5 rating by Bailey Gray
"I wanted to leave a review for Nicole, she is amazing and always so kind and helpful in her email and calls. I can’t recommend her enough and also the rest of Carmel’s State Farm Team!"

Albert Villalobos

August 29, 2023

5  out of  5 rating by Albert Villalobos
"Special thanks to Nicole! Great service and very kind."

Kharma Fisher

August 24, 2023

5  out of  5 rating by Kharma Fisher
"Nicole is incredible and has always taken the time to explain things to me and make sure I understand. She is always warm and friendly and has facilitated almost all of my policies with State Farm. Everyone I’ve interacted with on Carmel’s team is so kind and patient! I can’t recommend Carmel and her team enough!"

Shane Valencia

August 18, 2023

5  out of  5 rating by Shane Valencia
"Never had any issues with them so far...very professional and fast...👍👍"

Padraig O

August 18, 2023

5  out of  5 rating by Padraig O
"Carmel and the entire staff, especially Nicole Urdiales, are great. They call a few times per year to check on our policies, help us reduce premiums where possible and are fast and responsive. I lost my house in the 2017 fires and State Farm was a great partner. I recommend State Farm and Carmel Curiel Larios"

Gustavo Ramirez-Balderas

August 3, 2023

5  out of  5 rating by Gustavo Ramirez-Balderas
"I have always had a good experience with State Farm. And with the help of Carmel Curiel Larios-State Farm, Nichole, and Staff my experience went from good to great! Staff is always friendly and treat you with a smile when you come in! Nichole is always reaching out to update me with any news regarding my plans! (Or for my payment because I'm not always on time.) I recommend this Agency for anyone wanting insurance."

Mariah Juelfs

July 26, 2023

5  out of  5 rating by Mariah Juelfs
"Carmel and her team do an exceptional job tending to all of their clients. They are incredibly helpful and have helped me plenty as someone who recently got set up with State Farm in California. Audrey has been of great assistance and has navigated me through the world of renters, car insurance and so much more. Audrey is also great at answering any of our questions we may have about our car insurance or our home renters insurance. Extremely satisfied with their attention to client."

brian oleary

July 21, 2023

5  out of  5 rating by brian oleary
"I've been with State Farm for 33 years now. The team at Carmel's office has been wonderful and I've developed a solid working relationship talking with Nicole over many of those years. She is always responsive and helps me figure out the best coverages for our families needs."

Brandon Hill

July 20, 2023

5  out of  5 rating by Brandon Hill
"Audrey did a great job explaining my policies! I highly recommend Carmel’s office."

Jacob Marquez

July 18, 2023

5  out of  5 rating by Jacob Marquez
"Carmel and her team do an exceptional job tending to all of their clients. They are incredibly helpful and have helped me plenty as someone who recently got set up with State Farm in California. Nicole has been of great assistance and has navigated me through the world of renters and car insurance. Extremely satisfied with their attention to client."

Maria Solorio

July 12, 2023

5  out of  5 rating by Maria Solorio
"I’ve been with State Farm for the longest time. Nicole is always my go to person every one in the office is nice. Wouldn’t go any where else"

Andrea Nofi

July 6, 2023

5  out of  5 rating by Andrea Nofi
"Nicole is dedicated to her position, insurers, always seeks additional information when requested and has a fast response time. TX for all of your hard stellar work!!"

Marguerite Lopez

June 20, 2023

5  out of  5 rating by Marguerite Lopez
"As a State Farm holder for many years I have always been happy with the staff member Nicole. When I have a question or concern there is always a prompt reply. Sometimes explanations can be complicated and Nicole has great communication and if she can't readily find the answer always investigates and keeps me posted on the progress of getting my answer. She is professional and courteous and available. I highly recommend the office of Carmel Larios and staff member Nicole."

John Lobro

June 16, 2023

5  out of  5 rating by John Lobro
"This is the best insurance company I have ever had. The personal attention is very helpful. Nicole Urdiales has helped me every time I have needed. Carmel's State Farm office was recommended by a very smart businessman friend. Once i did my first policy with them i started moving all my other insurance needs to them as well. Their problem-solving, can-do, friendly attitude is unique and refreshing. I would recommend this particular State Farm office to anyone. Ask for Nicole. She is really great to work with."

Morris Acevedo

June 15, 2023

5  out of  5 rating by Morris Acevedo
"Great staff. Super helpful! Nicole is always able to explain how things work. Highly recommended"

Don Lynne

June 14, 2023

5  out of  5 rating by Don Lynne
"It is great having an agent like Nicole, she is knowledgeable, friendly, and efficient. When I talk with her I know she understands my request and does everything she can to get me the answers I need. We have our car, van, motorcycle, and home all insured with this agency."

elgin cabral

June 6, 2023

5  out of  5 rating by elgin cabral
"Very helpful, she was able to addressed all my inquiries about my policies. She also let me informed about the current coverage policy and state renter's insurance information."

Kim Casey

May 30, 2023

5  out of  5 rating by Kim Casey
"Nicole @ Carmel Curiel Larios - State Farm Insurance Agent is the most professional, knowledgeable and responsive agent you will ever find! She handles things quickly and thoroughly. Highly recommend ! She even calls us for updates . Thank you Nicole!"

Juan Larios

May 23, 2023

5  out of  5 rating by Juan Larios
"Everyone in the office are good and nice Nicole has been always there for my needs and she is very nice and good"

Cynthia Wright

May 15, 2023

5  out of  5 rating by Cynthia Wright
"Nichole it's always friendly, helpful and knowledgable. She gets answers fast!"

Marie Raude

May 8, 2023

4  out of  5 rating by Marie Raude
"Nicole and everybody in that office has been very helpful and gives me the right information in a timely manner."

Tobin Smith

May 2, 2023

5  out of  5 rating by Tobin Smith
"Nicole is always helpfull and great to work with"

tye lokka

April 25, 2023

5  out of  5 rating by tye lokka
"Nicole helped when I asked questions. Personally I don’t like that they need to push services you don’t need, but it’s a corporation, par for the course."

Jose Curiel

April 14, 2023

5  out of  5 rating by Jose Curiel
"Nicole is amazing, I can’t see that office operate without her. She is the only one that has been on top of all my 16 policies and don’t have words to thank her wonderful , efficient and professional help. 🎊👍 to Nicole"