Carmel Curiel Larios

Regular Office hours: Monday to Thursday 9:00am to 5:30pm and Friday 9:00am to 4:30pm, We have Evening & Weekend available by appointment only. Our phones are forwarded at 5pm our after-hours team will take your call after that time. Winter hours: We will be closed Monday 12/22/25 preparing to better serve our customers in 2026. On Wednesday 12/24/25 we will be closed at 3:30pm and we will be closed 12/25/25 and 12/26/25 for Christmas. From all of us here, Happy Holidays!

For roadside assistance please call 18776275757, for our Claims department please call 18552598568, to make a payment please do so over the phone by calling 18007828332.

We are currently writing Motorcycle insurance, Auto insurance, Car insurance, Life insurance, & Disability insurance. We are NOT able to write new, Renters, Home, Condo or Business insurance currently in the state of California.

With over 24 years of unwavering commitment to serving the Santa Rosa and Sonoma County communities, we deliver personalized insurance quotes for your unique insurance need. Whether you are relocating to California or seeking the optimal coverage, our dedicated team is here to assist you—providing complimentary insurance quotes around the clock, by phone or online. Our comprehensive offerings include auto, motorcycle, life, and disability insurance, along with bundled packages available throughout California and the North Bay, with professional support offered in both English and Spanish.

As a licensed Life and Auto Insurance agent authorized across California, we take great pride not only in safeguarding families but also in contributing meaningfully to our community. We actively support the Redwood Food Bank and champion youth development initiatives in Santa Rosa, including service on the School Site Council at Piner High School.

A proud 5th generation Sonoma County native, I am deeply invested in the prosperity and well-being of our neighbors. We warmly invite you to visit our office—let us connect and demonstrate how we can protect what matters most to you with integrity and care.

December Awareness: Drunk and Drugged Driving Prevention Month & Safe Toys and Gifts Month

As the holiday season approaches, December serves as an important reminder to keep our families and communities safe. This month highlights two key awareness campaigns:

Drunk and Drugged Driving Prevention Month

The holidays are a time for celebration, but they can also be a high-risk period for impaired driving. Drunk and Drugged Driving Prevention Month encourages everyone to make smart choices and stay safe on the road. Even small amounts of adult beverage or certain medications can affect your ability to drive. Preparing ahead by using a designated driver, ride-share, or public transportation can save lives. Let’s all do our part to prevent impaired driving and keep our roads safe this holiday season.

Safe Toys and Gifts Month

December is also the perfect time to think about toy safety. With many children receiving gifts, it’s important to choose toys that are safe and age-appropriate. Always check labels, avoid toys with small parts for young children, and stay informed about any recalls. Safe play means happy play! Taking a few extra moments to select the right toys can help prevent accidents and keep your little ones safe.

By staying informed and making thoughtful choices this December, we can all enjoy a joyful and safe holiday season. If you’d like tips or more information on these topics, feel free to reach out!

Get Ready for Winter: Simple Tips to Keep You Safe and Comfortable

Winter brings chilly weather and some unique challenges, but with a little preparation, you can protect your home, vehicle, and yourself throughout the season. Here are some easy steps to help you stay safe and comfortable this winter:

For Your Home:

• Keep Pipes Warm: Wrap any exposed pipes with insulation or heat tape to prevent freezing and costly bursts.

• Seal Drafts: Check around windows, doors, and your foundation for any gaps or cracks. Sealing these helps keep the cold out and lowers your heating bills.

• Check Your Heating: Have a professional inspect and service your furnace or heating system to make sure it’s running efficiently and safely.

• Clear Gutters and Roof: Remove leaves and debris to avoid ice dams that can cause water damage inside your home.

• Test Smoke and Carbon Monoxide Detectors: Since heating equipment use goes up in winter, make sure your detectors are working properly to keep your family safe.

• Stock Emergency Supplies: Keep flashlights, batteries, blankets, food, and water handy in case of power outages.

• Keep Walkways Clear: Regularly shovel snow and sprinkle salt or sand on steps and driveways to prevent slips and falls.

For Your Vehicle:

• Winterize Your Car: Check antifreeze levels, battery health, and tire tread. Consider switching to winter tires for better grip on icy roads.

• Pack an Emergency Kit: Include blankets, a flashlight, jumper cables, a first-aid kit, snacks, and a shovel—just in case.

• Maintain Visibility: Replace worn wiper blades and keep your windshield washer fluid topped up with a winter formula.

• Drive Carefully: Slow down, leave plenty of space between cars, and avoid sudden stops or sharp turns on slick roads.

For Your Personal Safety:

• Dress Warmly: Layer up with hats, gloves, scarves, and waterproof boots to stay cozy and dry.

• Know the Signs: Be aware of frostbite and hypothermia symptoms and limit your time outside when it’s extremely cold.

• Keep Emergency Contacts Nearby: Have important phone numbers easily accessible in case you need help.

By taking these simple steps, you’ll reduce winter risks and enjoy greater comfort and safety all season long. Stay safe and warm!